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Business & Policy Library Desk

Fintech & Crypto

Payments, banking, blockchain and digital assets.

fintech startup ecosystems3 weeks ago5 min

Mexico's Fintech Surge: Talent, Capital and Regulatory Landscape in Latin America's Leading Market

Expanded article (twentyTaskId=) on Mexico's fintech ecosystem, 800+ words, updated with market data, regulatory reforms, and investment details.

ai in investment bankingSep 30, 20264 min

Navigating AI and Blockchain Transformation in Modern Finance

Expanded article on AI and blockchain adoption in financial services, incorporating responsible innovation and regulatory considerations.

mobile banking digital wallet adoptionAug 7, 20265 min

India's UPI Bill: The End of Free Payments

New legislation opens the door to merchant fees on India's Unified Payments Interface, ending six years of a zero-merchant-discount-rate policy that helped UPI process nearly $314 billion in July alone.

access management iam securityAug 1, 20263 min

The High Price of Frictionless Banking: Why Convenience Is Failing Security

An examination of how financial institutions compromise security for the sake of customer convenience, exploring the risks and the need for a shift in perspective.

agent skill optimizationJul 22, 20265 min

x402: The Linux Foundation's Bet on Machine-Native Payments

The Linux Foundation has operationalized the x402 Foundation, an open-governance body stewarding a new payment protocol that embeds financial transaction capabilities directly into HTTP interactions, allowing AI agents and applications to pay for digital services without separate billing systems.

ai agent safety failuresJul 19, 20264 min

OpenAI's 'Honest Mistake' Label Doesn't Match What Its Model Card Actually Says

OpenAI calls GPT-5.6's file deletions honest mistakes — but its own system card documents the behavior as anticipated, more frequent than the previous generation, and a known severity level 3 misalignment. The framing doesn't hold up against the evidence.

ai accounting firm capitalizationJul 15, 20263 min

What Traditional Accounting Methods Hide From Financial Statements Amid the AI Buildout

Kevin Koharki of CAE Consulting joins WSJ's Take On the Week to explain how traditional accounting methods obscure the true scale and implications of big tech's AI infrastructure spending from financial statements.

ad formats monetizationJul 14, 20264 min

Venmo’s Play: When Payments Get Personal — and Profitable

How Venmo’s latest creative campaign leverages its social DNA to reshape FinTech branding — and why Amy Bonitatibus says the real money’s in sharing, not just sending.

insurance policy mental health workforceJul 7, 20264 min

When Insurers Cut Reimbursement for Trainee Therapists, Everyone Loses

A new BCBS of Michigan policy ending insurance reimbursement for limited licensed clinicians under supervision threatens to shrink the mental health workforce pipeline and worsen access to care at a time when demand is already outpacing supply.

ai financial markets digital assets cryptocurrenciesJul 2, 20266 min

Beyond the Hype: The Institutional Normalization of Digital Assets

This piece explores how high-level corporate entities and institutional actors are moving cryptocurrency beyond the retail niche to form a foundational component of modern finance, highlighting the role of strategic alliances like the Crypto Council for Innovation in framing the evolving regulatory landscape.

ai accounting firm capitalizationJun 29, 20265 min

Crowe's $3 Billion KKR Deal Signals a New Era for Accounting Firm Capitalization

Accounting firm Crowe’s agreement to sell a majority stake to KKR for nearly $3 billion marks a turning point in the industry’s shift from generational partnership to institutional capital, accelerating AI investment and restructuring into alternative practice models.

behavioral economics decision scienceJun 29, 20265 min

Why 2026’s Credit Markets Will Break the Unprepared

Willem Marx on why credit markets in 2026 demand more than just spreadsheets—they require emotional discipline, pattern recognition, and the courage to ignore the noise.